Get more of what's best for your home. Cocogen Home Excel Plus is what you need for your residence. It's a comprehensive replacement value coverage that will help you rebuild your home in case the unthinkable happens.
Home
- Your Home includes the building, as well as the structures detached from it, such as the garage, perimeter fence, guard house, gates, overhead tanks, and swimming pool.
Perils Covered
- Fire and Lightning
- Earthquake
- Typhoon
- Flood
- Extended Cover (covers smoke damage, explosion, vehicle impact and failing aircraft)
- Riot, Strike, and Malicious Damage
- Broad Water Damage
- Burglary and Robbery
The Pluses
- Household Contents
Your protection for loss or damage to:
- Clothes and other personal items.
- Furniture, appliances, electrical fixtures, and other household contents.
- Lodging and Rental Allowance
Your allowance for rental expenses for alternative accommodation if your home is rendered unlivable (for 6 months).
- Personal Liability
Your legal cover for possible lawsuits in case:
- someone gets accidentally injured on your property
- if your family member unintentionally breaks your neighbor's window, or damages their property in another way
- Kasambahay Cover
Your additional benefit for your househelp covering their:
- clothing and other personal belongings
- medical expenses due to accidental bodily injury (per kasambahay; up to 2 kasambahay)
Add More Limits
Increase your coverage for the following benefits up to maximum limit.
Household Contents
Lodging and Rental Allowance
Personal Liability
Optional Cover
Secure Personal Accident Insurance for you and your family for a nominal premium.
- Your Protection for your family in case of accident sustained anywhere in the world.
- Accidental Death & Disablement
- Unprovoked Murder & Assault
- Medical Expenses
- Burial Expenses
*Principal gets 100% of the benefits, spouse gets 50%, children/parents get 25%
If you want to know more about Home Excel Plus, visit our FAQs page.
