4 Things that Help OFWs and their Families Find Peace of Mind
We always view our Overseas Filipino Workers (OFWs) as our modern heroes. Leaving behind their lives, friends, and families for months to years to work in another country and be of service to other people who are complete strangers; it’s a huge sacrifice for our Pinoy OFWs to make for a shot at a better life. It’s not just the physical toll of being exhausted from work, it’s coming home to a place that’s half a world away from the people who matter the most....
Keep your computer safe with these helpful tips
Another school year has arrived, albeit online and that means more constant screen time for students. As the schools continue with distance learning arrangements, keeping our computers and laptops safe and secure has become a top priority because these are the primary equipment used for online learning....
How you can help keep your data safe
With cybersecurity issues leading to huge problems for businesses, data security is of utmost importance. Here are some simple tips on how you can help with keeping your company’s data, especially your clients’ information, secure...
How to prevent denied car insurance claims
We all know how infuriating it is to get your insurance claim denied. It sort of feels like getting kicked when you’re already down. While the possibility of getting rejected might turn you off from even considering insurance, it’s not really that hard to ensure your claim gets approved....
What you should know about the COVID-19 variants
It has been a little over a year since we all had to enter lockdown mode here in the Philippines and now, with the quarantine rules coming up, the virus has mutated into new variants that have been found popping up in the Philippines. Here’s what you need to know about these new COVID-19 variants....
Visit these 5 hip neighborhoods in Tokyo
Tokyo, Japan is one of the most popular travel destinations in the world, what with its many iconic sceneries often seen on postcards, magazines, movies and TV shows. But once you've had your fill basking in the ultra-busy Shibuya crossing and the famed cherry blossoms in Ueno Park, Tokyo is best experienced when you go off the grid and into the different neighborhoods. Full of character and artsy vibes, let's get a closer look at 5 of these kawaii neighborhoods....
4 shipping accidents that could have used Marine Insurance
Transporting cargo, whether by land, sea, or air; is always a game of the universe flipping a coin. It’s very uncertain (no matter how much we try to make things as secure as possible), and it’s equal parts excitement and everyone just hurling as many prayers to their saints and deities as possible. Here are some of the times where humans lost the coin flip (and a lot of important cargo) and could have used marine insurance....
Love your home the Konmari way
Organizing your home can be your worst nightmare, especially when you don't know where and how to start. The mess and the pile of unsorted things can overwhelm you if you are clueless on how to organize them. Best way to do this is to follow Marie Kondo's method (aka "KonMari") of making your home neat, clean, and worthy of living. Here's how to show love to the home that sparks you joy....
SG eats: 5 must-try dishes when you visit Singapore
As a place of multiple cultures, one of Singapore’s greatest qualities is the sheer variety of delicious food that you can eat there! Singaporean cuisine mixes Malay, Indian, Western, Chinese, and Indonesian influences in order to create an amazing gastronomic adventure. Nothing beats having a hearty meal in one of its many hawker centres after a long day of taking in the sights and sounds of the Lion City. Here are some of our must-try dishes for when you visit Singapore....
5 hassle-free tips on applying for your child's passport and/or visa
Applying for travel documents for children used to be a tedious process, especially when the list of passport requirements for kids wasn’t online. This was also before online passport and visa application became the practice and when the courtesy lane at the Department of Foreign Affairs (DFA) didn’t include children under 7 years old. Fortunately, today, the process of applying for passports and visas is more efficient. Let these 5 hassle-free tips guide your application process....
5 fire prevention tips for every household
In line with Fire Prevention Month, here are five tips on how you can quickly put out a small house fire and prevent it from turning into a conflagration:...
Top 5 solo travel destinations for women
Are you ready to fly solo? Read on, then. In the spirit of National Women’s Day, we compiled the top 5 destinations around the world for single women to visit....
2018: The year to change for the better
On February 16, 2018, we are set to join the Filipino-Chinese community in celebrating the 2018 Lunar New Year. Aside from the red lanterns, dragon dances and delicious Chinese cuisine, it is also common to look into forecasts from the Chinese horoscope to see what lies ahead of us within the next few months....
5 useful things below PHP 500 that will make your life easier
Every day, we invest in different products to help make our lives easier. But these days, it seems like we have to pay more than usual for convenience. Luckily, there are still several items on the market that aim to improve our day-to-day living without breaking the bank. Here are five useful items to get your started....
Cocogen's answers to 5 common traveling troubles
Traveling is an incredible experience, but it’s common to encounter misadventures every now and then while in-transit. COCOGEN asked frequent flyers to find out the top five problems they often face when traveling. Plus, the one important thing can help save travelers from even more inconveniences....
How to make a smart investment with your Christmas bonus
With Christmas right around the corner, excitement fills the air as most of us will be receiving our much-awaited holiday bonus. But before we even think of ways to spend the money—go on a shopping spree like there’s no tomorrow or purchase business class tickets to your dream destination—perhaps we can allot some for a game-changing investment: our very own business. Consider this as COCOGEN's guide to ensure that our investment in our business aspirations will not go to waste....
Real property tax 101: Why it pays to own property
Owning real estate in the Philippines means that you are obliged to pay Real property tax (RPT) on a yearly basis, as stated in the Local Government Code of 1991 or Republic Act no. 7160 (Book II, Title II). That’s why it pays to know the basics of what is involved when it comes to paying real estate taxes. Here’s a quick guide on RPT for new homeowners....
Cocogen answers 5 common questions about travel insurance
Every time we decide to go on a holiday out of the country and book a flight, travel insurance always comes at the bottom of the checklist, sometimes, skipped. Truth is, travel insurance is something we need, so we have to learn more about it. Being such a broad topic, it can get confusing. You might not know the best person to ask, so we’re here to lend you a helping hand or at least some answers. Here are COCOGEN's answers to your holiday questions:...
5 ways to find and keep the right kasambahay
Deciding to hire a house help for the first time can be a daunting task. Think about it: the idea of entrusting your home to a stranger and letting her take care of your children can be a scary thought at first. But hiring and dealing with house help need not be a daunting process. The following tips below should help you out as you employ your first kasambahay, who apart from taking care of the kids can also help in the overall management of the house....
Which travel barkada member are you?
Whether traveling alone or in a group, each person has a distinct personality that comes to life to secure a hassle-free trip to the other parts of the world. Go through the list below to find out which kind of traveler you are in your circle of friends....
Safety precautions when you leave your home empty
These days, it’s not enough to just lock up your doors and windows. Anything can happen at home while you’re away. Here’s what you can do before you leave the house to make sure it doesn’t appear like you’re enticing burglars drop by....
Why you shouldn't worry about changes in property value
The property industry is an ever-changing market. One day it’s up, the next day it could be down and shaky. Just like any market entity, it succumbs to the changes around it, such as economic trends and shifting buying power, among many others. While this may seem a bit concerning, Cocogen is here to tell you that it shouldn't be a cause for worry....
Simple car mistakes that you might be overlooking
Being on top of your car’s scheduled oil change is not the only way to protect it. There are also other smaller issues that you need to look into because they might lead to untoward incidents in the future. Here’s a list of things you might be overlooking, which can prove costly if not addressed....
Prepare these house spots before the rainy season
Since we live in a tropical country, rains are pretty much a part of our lives all year round. The sensible thing to do is to have an emergency plan for typhoons, and a big part of taking precaution is gearing up your home for the wet season. Here are a few things you should regularly inspect around your house at all times to avoid major property damage....
Keep this emergency kit at home for the rainy season
An emergency kit is something you should always have at home—a collection of emergency supplies that will help you get through a typhoon and keep you safe as you wait for the heavy rains and flood to subside. If you haven’t made one yet, or the one you have is incomplete, no need to panic. Today’s the perfect day to make a complete, worry-free typhoon and flood emergency kit....
How to keep your valuables safe throughout your holiday trip
Traveling is one of life’s most exhilarating events. Seeing new places, meeting new people, experiencing new cultures, and trying out new delicacies make for an unforgettable adventure especially when you get to travel abroad. However, traveling would also mean that you’ll be heading to places that you may not have visited before and venturing into the unknown can sometimes cause distress. That being the case, it is advisable to take precautionary steps to make sure that your trips go smoothly....
Watch out for these common schoolyard accidents
Accidents can happen anytime, anywhere, even inside school premises. According to a presentation from the Philippine College of Physicians (PCP), 20.7% of injuries to children happen in school, with majority (78%) of these injuries being related to falls. With this in mind, here are the common accidents your kids should watch out for in school...
Stuck and Out of Luck? First-aid For Stranded Drivers
Every car will have its day. This is a reality that all car owners have to accept. The best way to deal with this eventuality is to make sure your car is always in good running condition by undergoing maintenance checks every so often. However, even the best maintained cars will still break down at some point so it’s best to know exactly what to do when your beloved car conks out in the middle of the road....
Signs That Your Home is Not Weather-proof
How is your home holding up against this confused climate? Remember, careful assessment of your home’s capacity to withstand extreme weather conditions is the first step to weather-proof it. Before the next typhoon or heat wave comes, go around the house and check for areas that need repair. Watch out for the following warning signs....
The Pillars of a Disaster-ready Home
When it comes to preparing for impending natural disasters, the first thing everyone does is to create an emergency kit. While it may help, it still can’t prepare you for every problem that may arise (or fall on your home) in the event of a major typhoon or other natural disasters. Here are other things you need to do to make sure your home is disaster ready....
Fun Activities to Do with Your Kids This New Year
It’s a brand new 2017 and while some may have bitterness over the year that was, we shouldn’t look back in anger because 2016 was a year of worthy lessons learned the hard way. The silver lining to all this is that 2017 opens doors to start anew — a fresh start to a lot of things. That means the parent in you can now finally resolve to start taking less time at work to spend more time with the kids....
Greeting the New Year With Safety and Security
Year by year, our priorities change. We sequentially deliberate these priorities based on their degree of importance: Which will be more beneficial to others and which are out of control but nevertheless have to be prepared for. Like getting insured- an investment which is often overlooked by most. But, why do we really need insurance in the very first place anyway? Here’s the full picture:...
COCOGEN's Tips to Take Your Business to the Next Level
When it comes to running a business, keeping up to date and constant improvement and innovation are musts. With that in mind, we here at COCOGEN have a few tips for your entrepreneurs out there who wish to take your businesses to the next level....
The D.R.E.A.M Team: Mobilizing Disaster Response Action For COCOGEN
Calamities and accidents come unexpectedly. No one can ever tell when or how it’s going to happen but there is one thing that we can do before someone’s life gets in danger- prevention. In light of this reality, COCOGEN set up its own group of individuals who are in charge of keeping everyone in the company prepared and aware of the risk management and safety precautions....
COCOGEN In 2016: The Year That Was
2016 has been a year of change and new beginnings here at COCOGEN. With another year moving the needle we are proud of what we have accomplished this year....
COCOGEN's Holiday Electricity Saving Tips
Now that the holidays are here again, we at COCOGEN Insurance have enumerated some simple yet economical ideas on how you can cut down your home electricity costs and be merry this Christmas....
COCOGEN's Christmas Safety Tips
The holidays invite all sorts of fun activities and family gatherings, from lighting Christmas candles, to hanging up decorations, to cooking up delicious noche buena for the whole family. However, in between preparing for the Christmas feasts and festivities, there are a lot of small details that can go unnoticed that can lead to an unwanted holiday headache. Here’s how to keep your house and family safe from fire and injury....
Common Filipino Family Christmas Traditions
The love of Filipinos for celebrating Christmas is remarkable and undeniable — which makes it all the more unique. So, we at COCOGEN have listed down some of the Filipino family traditions that are still observed by each generation that emphasize how Christmas is done… the Juan Way....
COCOGEN's Top 5 Holiday Shopping Tips
The holidays were never meant to be marked by stress and anxiety. But all too often, the most wonderful time of the year becomes less about spending time with our loved ones and more about overspending. Help keep your holidays merry and your finances manageable. Follow these five smart holiday shopping and spending tips to save time and money....
Five Car Maintenance Tips To Keep In Mind
In an effort to keep recurring expenses of owning a car in check, a lot of drivers take it upon themselves to maintain their car because they understand that a well-maintained car means a vehicle that is not as prone to wear and tear, mechanical or electric breakdown. While there will be some repairs that will require a mechanic, here are five car tips that you can handle quickly, easily, with minimal expenses....
Five Home Safety Tips From COCOGEN
Protecting your home is not just about securing material assets but also about keeping your family safe. Yes, you can install the best home security system out there but we all know that doesn’t come cheap. Add that to the fact that when you browse for tips online you may be overwhelmed with technical jargon describing high-tech specifications of the latest security system, we can understand the stress of trying to find the best possible way to protect your home....
Things To Know About the Zika Virus
The Zika Virus has been dealing massive blows to the planet since it first came about. Here is some info about the virus that you should always keep in mind....
6 Common Dangerous Construction Site Mistakes
Construction is a laborious and an unpredictably dangerous industry. It demands long hours and it is physically exhausting. Construction projects are often a massive undertaking and usually there’s a lot happening on on-site. When left unchecked, accidents are bound to happen. Here’s a list of the most common construction site accidents and injuries and how they can affect your workers and your infrastructure project in the long run....
5 Filipino Values to be Proud Of
In a country that continues to struggle with an image problem, we must not forget to cherish and preserve these good and positive Filipino traits that have embodied who we are as a people, as a community, and as a nation since the time of our ancestors....
Most Common and Costly Business Insurance Claims
In an entrepreneurial analysis of the Hartford’s small business claims, most small businesses don’t realize that the following insurance claims will most likely become their common claim in the next 10 years....
Money Saving Tips From COCOGEN
It's never too late to ask: “How can I get back on track and jumpstart my savings? Or at least make some progress on what I already have?” The answer sometimes lies on the simple things we do every day. Here are a few easy ways you can do to help save money, courtesy of COCOGEN....
Fun Activities to Do With Your Grandparents
Here are some suggestions on how you can have a fun-filled bonding time with your grandparents....
Things to Know When Getting Car Insurance
Getting your car insured can be confusing, especially for first-time owners, so we at COCOGEN came up with this handy list of things you should know when it comes to getting car insurance....
COCOGEN's Tips to Improve Office Productivity
What if someone cannot afford to be unproductive? Deadlines are always there, after all, making their presence felt, and you are left feeling stuck together with the people you work with. Now, if you need that boost of productivity to get through the daily work grind, here are some of COCOGEN's ideas you and your colleagues could find helpful....
COCOGEN's Eleven Genius Life Hacks for Drivers
Being a good driver can be challenging. Yes, you stop whenever the red light is on and stay on your lanes all the time, yet somehow, you always end up with a ticket, a crack on your windshield or a scratch on the side of your car. Here are COCOGEN's 11 hacks every experienced driver has up their sleeves to survive city driving....
Keep Burglars Out By Securing These Entry Points
Here are some anti-burglar tips from COCOGEN to keep your home secured....
COCOGEN's Top 5 Fun Family Weekend Activities
We at COCOGEN believe that family time is always important so here's a list of fun activities that you and your loved ones can bond over....
COCOGEN's DIY Home Cleaning Hacks
Here are COCOGEN's seven do-it-yourself hacks that you can try when for the next time you clean your home....
Six Car Care Tips for the Rainy Season
Just like humans are prone to illness during the rainy season, your car is also prone to different kinds of damages like rusting and corrosion, broken windshields, and other accidents. This is why it’s vital to perform preventive maintenance on your car. And having the extra knowledge to do so can go miles in taking good car of your car during the monsoon season. Don’t let the heavy rains ruin your car. Keep these COCOGEN tips handy to maintain a clean and well-performing car even if i...
Practical Uses of Coconut at Home
It is common knowledge that coconut is called the “tree of life.” Ever wondered why? Read on and you’ll find the answer....
What is Microinsurance?
If you are interested in getting microinsurance, then you’d be glad to know that COCOGEN also offers this through our partners at Tambunting and Palawan Pawnshop. Our micro-insurance packages range from Php 20 to Php 100! See, that’s not a high price to pay for peace of mind!...
Why Your Business Needs a Continuity and Disaster Recovery Plan
July doesn’t only bear witness to National Disaster Consciousness Month, but also pays tribute to Philippine Business Week. So in the spirit of raising awareness of the two, we at COCOGEN have decided to hit two birds with one stone and talk about business AND disasters; that is, in the form of a Business Continuity and Disaster Recovery Plan....
COCOGEN's Metro Manila Flood Navigation Tips
We at COCOGEN understand how hard it is to navigate Metro Manila's streets when the rainy season comes so here are some tips to help you get through our yearly flooding problems....
Common Mistakes That Could Kill Your Startup Business
If you’re planning to let your entrepreneurial spirit take charge, then it’s important to not just know what to do to successfully start a business but also what NOT to do to prevent it from falling down like a house of cards....
College Back-to-School Survival Tips
It’s only a few weeks before the new school year begins in June, while some colleges won’t be coming back until September. Nevertheless, it’s back to school. This is something you may be feeling anxious or excited about. It’s time for new challenges, new professors, new friends, and probably even some new cute seatmates. With a few months to go, why not get a head start?...
Top 3 Home Insurance Policy Myths Debunked
However well-researched you are, not everything you read on the internet is true just like not every word the people around you say is credible. Some can be influenced by biases, some are just preconceived notions not backed up by solid sources. So to help you decide on whether or not you should invest in home insurance (you really should), we’ve come up with a list of home insurance policy myths you might on the internet and reasons as to why you should immediately debunk it...
Getting Your Home Ready For The Rainy Season
The rainy season here in the Philippines is not something to take lightly especially with the recent super typhoons that hit and left the country in a serious state of calamity. Yes, continuous improvements in the government’s calamity response efforts are evident but there are simple things you could and should do at home to make sure your household is ready to take on the incoming wet weather....
8 Hidden Dangers Around Your Home
Isn’t it scary when we feel threatened in our own homes? It’s the only place we feel safe and without us noticing it, hidden dangers are everywhere, that are not of external forces. Don’t be left clueless. Beware of these dangers hiding in our homes....
COCOGEN Expands D&O Liability Insurance For Condominium Corporations
COCOGEN Insurance widened the scope of Directors and Officers (D&O) Liability Insurance, now covering Condominium Corporation....
Why You Need To Consider Travel Insurance On Your Next Trip
If you ask any experienced traveler whether they use travel insurance or not, the answer would pretty much a resounding – yes. Every travel agent has a good reason for recommending that you get travel insurance for your trip....
Seven Tips To Make International Travel Easier
While traveling itself tends to relieve the anxiety and stress, there are minor bumps and roadblocks that may be encountered along the way and it’s best to prepared for that. You don’t want surprises while you’re out enjoying the view from another land. Here are some tips to make your international travel easier....
How To Choose The Best Car Repair Shop
Finding the right car repair shop can be a disconcerting task. A great deal of time needs to be invested, and aside from that, you, as a customer, should be able to ask the right questions. What if you’re badly needing help and are still clueless as a lamb about how to find the right repair shop for your car and your needs? Don’t worry. We rounded up some tips on how to land on the right auto repair shop....
11 Friendly Tips For a Hassle-free Voting Day
The 2016 National Election is just right around the corner. On Monday, May 9, 2016, every registered voter in the country will be shading their bets’ eggs to decide who will be the next leaders of the country, especially the president for the next six years. When you’ve decided on whom to vote for, keep in mind these important reminders for hassle-free voting come election day....
Ten Tips for Your Next Road Trip
There is still that undeniable, romantic allure of going on a road trip that you can’t experience on board a plane. If that’s what you are looking for this summer, here are some tips that can help you preserve the romance of a travel classic....
Practical Ways To Keep Cool This Summer (And Keep Your Electricity Bill Down!)
When summer comes to mind, we think of lounging on the beach, driving up to Baguio, and sipping ice cold drinks, or just basically lying in bed all day. Unfortunately here in the Philippines, when temperatures start cranking up to near 40 degrees, it’s almost impossible to just sit comfortably or even sleep....
Is Your Home Near The West Valley Fault?
Being prepared for "The Big One" is an important task for people who live near the West Valley Fault. Read on to find the resources to see if your home is near this fault line....
Things You Must Know When Your Car Is Towed
Most drivers know that finding a parking spot in Metro Manila is like finding a needle in a haystack. Most of the time, the only ones available are either a little too far from your meeting venue, or too expensive for just a parking space for an hour or two. Some would even be willing to risk their cars in exchange for a convenient parking space....
Is Your Toothbrush More Important Than Your Life?
It is essential to always have travel insurance, especially when you’re going overseas. The farther you are from home, the more open you are to risks. Not having travel insurance with your when you are out exploring the world means you’re playing your chances. You assume that you’re going to be fine, that you’re going out and that you’re coming home untouched. This assumption is exactly what’s getting you in trouble. When you think that nothing can go wrong, this is when everything may go wrong....
If There's a Wheel, There's a Waze: The Pros & Cons of Waze
We are in an era when everything is within our fingertips. An era when most people have grown accustomed to a life where convenience is not a value-added factor, but THE way of life. In the midst of all the growing pains and inconveniences around the nation, most especially in urban areas, people are growing hungrier for solutions that will put an end to increasing pain points. And that is how Waze application came to reality....
Six common causes Of car breakdowns
Although it may not happen everyday, dealing with car troubles is usually a drag for the driver. Most drivers don’t even have the experience or physical strength to deal with common breakdowns, so good luck with that. Even worse is knowing that you could have prevented it from happening altogether if only you did this or did that, that simple thing your dad always nagged you about, or how you wish you even knew how to diagnose the problem. Fortunately for you, COCOGEN has compiled six common cau...
24 Visa Free Countries You Can Go To
Plan your next holiday getaway at these amazing visa-free destinations!...
Fire Escape Planning For Your Home
When a fire occurs, you have approximately two minutes to evacuate and get to safety before things turn for the worse. Be sure to properly position your home's fire escapes....
Why Is March Fire Prevention Month?
March came to be the Fire Prevention Month since that time of the year showed the highest record of fire incidents in the country according to data released by the National Statistical Coordination Board....
Simple Ways To Fireproof Your Home
Being safe is being smart. This March, as we observe Fire Prevention month, we at COCOGEN have put together a quick list of simple ways you can fireproof your home:...
Four Things Every Motorist Should Do After An Accident
We need to acknowledge the fact that sometimes, accidents occur and even take a turn for the worse because of improperly handling the situation. Panicking and being clueless worsen the situation. Here are some tips from COCOGEN Insurance....