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ProBiz Excel Plus

*Please be advised that ProBiz Excel Plus does not cover cases due to COVID-19.

Focus on your enterprise's growth and success.

Cocogen ProBiz Excel Plus is designed for small and medium-sized commercial business owners.

Mitigate risks, reduce downtime and protect your investments with our comprehensive benefits and flexible coverage.


Your business is comprised of properties and assets. You can get coverage for:

  • Building and Improvements
  • Machineries and Equipment
  • Stocks or Goods for Sale
  • Furniture, Fixtures, Fitting, Signages and other contents usual to business

Basic Coverage:

  • Fire and Lightning
  • Extended Coverage (smoke damage, explosion, vehicle impact, falling aircraft)
  • Riot, Strike, Malicious Damage, Civil Commotion
  • Broad Water Damage
  • Sprinkler Leakage
  • Robbery and/or Burglary


Optional coverage for additional premium.

  • Earthquake
  • Typhoon
  • Flood
  • Volcanic Eruption


Get additional benefits and increase coverage up to the maximum limit (up to three times of the standard limit)

  • Commercial General Liability
  • Legal liabilities or possible lawsuits:
    • Personal Injury
    • Fire and Explosion
    • Tenants
    • Food and Drinks
    • Products
    • Employer
    • Premises Medical Payment
    • Cross Liability
  • Machinery and Electronic Equipment Breakdown
  • Loss or damage to all types of machinery and electronic equipment.
  • Extra Expense
  • Loss or of profit due to property loss or damage.
  • Employee Coverage
  • Personal properties/ bodily injury, or accidental death of employees.
  • Money Inside Premise and In-Transit Robbery and Burglary
  • Loss of money, securities, payroll inside premises or in-transit.
  • Employee Fraud and Dishonesty
  • Loss of money and other property through fraudulent or dishonest acts committed by an employee.
  • Temporary Removal
  • Cover for insured properties while temporarily removed for the purpose of cleaning, renovating, or repair to any other premises within the Philippines.
  • Professional Fees
  • Fees of architects and engineers in the reconstruction of the damaged property.
  • Minor Alterations and Repairs
  • Loss or damage to minor works at any of the insured Premises, including any additions, alterations, repairs, refurbishments, and rehabilitation, and installation of new machineries
  • and equipment plus testing and commissioning.
  • Fire Brigade Charges
  • Charges levied on the insured.
  • Debris Removal
  • Cleanup of premises after a covered loss of damage.
  • Capital Additions
  • Covers automatically new acquired buildings, machineries and equipment, including any new alterations, additions and improvements to buildings, machinery and equipment.
  • Automatic Increase
  • Increase in value of properties insured.
  • Fixed Glass Accidental Damage
  • Damage to fixed glass within business premises

If you want to know more about ProBiz Excel Plus, visit our FAQs page.

For Product Related Inquiries

Want to know more? Allow us to help you find the best insurance cover for you based from your needs.