ProBiz Excel Plus

COCOGEN PROBIZ EXCEL PLUS is designed for small and medium-sized commercial business owners.

Mitigate risks, reduce downtime and protect your investments with our comprehensive benefits and flexible coverage.

Basic Business Assets
Natural Catastrophic Event Cover
Extensions of Cover

BUSINESS

Your business is comprised of properties and assets. You can get coverage for:

Building and Improvements
Machineries and Equipment
Stocks or Goods for Sale
Furniture, Fixtures, Fitting, Signages and other contents usual to business

Basic Coverage:

Fire and/or Lightning
Extended Coverage (explosion, vehicle impact, falling aircraft, smoke)
Riot and/or Strike
Broad Water Damage with bursting or overflowing of tanks, apparatus, and pipes.
Malicious Damage
Sprinkler Leakage
Civil Commotion
Robbery and/or Burglary

ADD MORE PROTECTION COVERAGES

Protect your property from natural catastropic perils.

Earthquake
Flood, Tsunami, or Storm Surge
Typhoon, Hurricane, Tornado, Cyclone or Other Atmospheric disburbance
Volcanic Eruption

ADD EXTENSIONS OF COVER

Get additional benefits and increase coverage up to the maximum limit (up to three times of the standard limit)

	Limits (per unit)
Commercial General Liability legal liabilities or possible lawsuits: Personal Injury Fire and Explosion Tenants Food and Drinks Products Employer Premises Medical Payment Cross Liability	Php 500,000
Machinery and Electronic Equipment Breakdown loss or damage to all types of machinery and electronic equipment.	Php 250,000
Extra Expense loss or of profit due to property loss or damage	Php 100,000
Employee Coverage personal properties of employees bodily injury	Php 20,000 Php 200,000
Money Inside Premise and In-Transit Robbery and Burglary loss of money, securities, payroll inside premises or in-transit	Php 100,000
Employee Fraud and Dishonesty loss of money and other property through fraudulent or dishonest acts committed by an employee	Php 100,000
Temporary Removal cover for insured properties while temporarily removed for the purpose of cleaning, renovating, or repair to any other premises within the Philippines	Php 10,000
Professional Fees fees of architects and engineers in the reconstruction of the damaged property	Php 10,000
Minor Alterations and Repairs loss or damage to minor works at any of the insured Premises, including any additions, alterations, repairs, refurbishments, and rehabilitation, and installation of new machineries and equipment plus testing and commissioning	Php 200,000
Fire Brigade Charges charges levied on the insured	Php 25,000
Debris Removal cleanup of premises after a covered loss of damage	Php 25,000
Capital Additions covers automatically new acquired buildings, machineries and equipment, including any new alterations, additions and improvements to buildings, machinery and equipment	Up to 10% of the Total Sum Insured
Automatic Increase increase in value of properties insured	Up to 10% of the existing sum insured of each item
Fixed Glass Accidental Damage damage to fixed glass within business premises	Php 50,000