ProBiz Excel Plus

Focus on your enterprise's growth and success. Cocogen ProBiz Excel Plus is designed for small and medium-sized commercial business owners. Mitigate risks, reduce downtime and protect your investments with our comprehensive benefits and flexible coverage. *Please be advised that ProBiz Excel Plus does not cover cases due to COVID-19.

Want to know more?

We can help you find the best insurance cover for you based on your needs.


Your business is comprised of properties and assets. You can get coverage for:

  • Building and Improvements
  • Stocks or Goods for Sale
  • Machineries and Equipment
  • Furniture, Fixtures, Fitting, Signages and other contents usual to business
Basic Coverage
  • Fire and Lightning
  • Extended Coverage (smoke damage, explosion, vehicular impact, falling aircraft)
  • Riot, Strike, Malicious Damage, and Civil Commotion
  • Broad Water Damage
  • Sprinkler Leakage
  • Robbery and/or Burglary
Natural Catastrophic Perils

Optional coverage for additional premium.




Volcanic Eruption

Extensions of Cover

Get additional benefits and increase coverage up to the maximum limit (up to three times of the standard limit)

  • Commercial General Liability

    Legal liabilities or possible lawsuits:

    • Personal Injury
    • Fire and Explosion
    • Tenants
    • Food and Drinks
    • Products
    • Employer
    • Premises Medical Payment
    • Cross Liability
  • Machinery and Electronic Equipment Breakdown

    Loss or damage to all types of machinery and electronic equipment.

  • Extra Expense

    Loss or of profit due to property loss or damage.

  • Employee Coverage

    Personal properties/ bodily injury, or accidental death of employees.

  • Money Inside Premise and In-Transit Robbery and Burglary

    Loss of money, securities, payroll inside premises or in-transit.

  • Employee Fraud and Dishonesty

    Loss of money and other property through fraudulent or dishonest acts committed by an employee.

  • Professional Fees

    Cover for insured properties while temporarily removed for the purpose of cleaning, renovating, or repair to any other premises within the Philippines.

  • Machinery and Electronic Equipment Breakdown

    Fees of architects and engineers in the reconstruction of the damaged property.

  • Minor Alterations and Repairs

    Loss or damage to minor works at any of the insured Premises, including any additions, alterations, repairs, refurbishments, and rehabilitation, and installation of new machineries and equipment plus testing and commissioning.

  • Fire Brigade Charges

    Charges levied on the insured.

  • Debris Removal

    Cleanup of premises after a covered loss of damage.

  • Capital Additions

    Covers automatically new acquired buildings, machineries and equipment, including any new alterations, additions and improvements to buildings, machinery and equipment.

  • Automatic Increase

    Increase in value of properties insured.

  • Fixed Glass Accidental Damage

    Damage to fixed glass within business premises

If you want to know more about ProBiz Excel Plus, visit our FAQs page.