Live the urban life with peace of mind. Cocogen Condo Excel Plus insurance comes with a fully-furnished protection for residential condominium units. Build your own special coverage with our flexible insurance benefits.
Condo Unit and Improvements
- Your condominium unit is the bare space occupied by the resident.
- Condominium unit improvements are the additions to your unit such as wall partitions, floor, or ceiling finish, fixed cabinets and other fixtures.
Basic Coverage
- Fire and Lightning
- Extended Coverage (smoke damage, explosion, vehicular impact, falling aircraft).
- Riot, Strike, Malicious Damage, and Civil Commotion
- Broad Water Damage
- Robbery and/or Burglary
Natural Catastrophic Perils
Optional coverage for additional premium.
Earthquake
Typhoon
Flood
Volcanic Eruption
Optional Inclusion for Other Properties
Secure coverage for your additional properties and increase coverage up to the maximum limit.
- Household Contents
- Furniture, fixtures & fittings, clothing, computers, appliances, personal belongings, other household contents.
- Groceries and Foodstuff
- Food items in refrigerator, freezer, or storage.
- Parking Slot
- Loss or damage to parking lot.
- Works of Art, Paintings, And Antiques
- Loss or damage to works of art within the condominium
- Fixed Glass Accidental Damage
- Accidental damage to glass forming part of the condominium unit.
Extensions of Cover
Get additional benefits and increase coverage up to the maximum limit.
- Personal Liability
- Liability to third parties for property damage or personal injury due to an accident.
- Special Loss Assessment
- Insured's share on the direct loss to the Condominium Building Elements imposed by the Condominium Association.
- Emergency Expense, Alternative Accommodations and/or Rental Income
- Temporary alternative accommodations due to uninhabitable condo unit caused by the insured peril, rental income if the insured is renting it out.
- Kasambahay Cover
- Personal properties/bodily injury and accidental death of resident employees.
- Family Personal Accident
- Bodily injury, accidental death, and other expenses due to accident for family members.
- Automatic Inclusion
- Automatic cover for additional property that are not specifically excluded, that are in the condo unit.
- Debris Removal
- Cleanup of premises after a covered loss or damage.
- Fire Fighting Expenses
- Expenses incurred in extinguishing fire or mitigating, containing, and suppressing loss or damage by any of the insured perils.
- Fire Brigade Charges
- Charges levied on the insured.
- Professional Fees
- Fees of architects and engineers in the reconstruction of the damaged property.
- Minor Alterations and Repairs
- Loss or damage to minor works at any of the insured Premises including any additions, alterations, repairs, refurbishments, and rehabilitation, and/or installation.
- Temporary Removal
- Cover for insured properties while temporarily removed for the purpose of cleaning, renovating, or repair to any other premises within the Philippines
If you want to know more about Condo Excel Plus, visit our FAQs page.
