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Condo Excel Plus

Comes with a fully-furnished protection for residential condominium units.

Build your own special coverage with our flexible insurance benefits such as:

  • Natural Catastrophic Events Cover
  • Additional Properties
  • Extensions of Cover

CONDO UNIT AND IMPROVEMENTS

Your condominium unit is the bare space occupied by the resident.

Condominium unit improvements are the additions to your unit such as wall partitions, floor, or ceiling finish, fixed cabinets and other fixtures.

Basic Coverage:

  • Fire and/or Lightning
  • Broad Water Damage with bursting or overflowing of tanks, apparatus, and pipes.
  • Malicious Damage
  • Civil Commotion
  • Robbery and/or Burglary

ADD MORE PROTECTION COVERAGES

Protect your property from natural catastrophic perils.

  • Earthquake
  • Food, Tsunami, or Storm Surge
  • Typhoon, Hurricane, Tornado, Cyclone or Other Atmospheric disturbance
  • Volcanic Eruption

ADD OPTIONAL INCLUSIONS

Secure coverage for your additional properties and increase coverage up to the maximum limit (up to three times of the standard limit).

Limits

(per unit of coverage)

  • Household Contents
  • furniture, fixtures & fittings, clothing, computers, appliances, personal belongings, other household contents
  • Php 200,000
  • Groceries and Foodstuff
  • food items in refrigerator, freezer, or storage
  • Php 20,000
  • Parking Slot
  • loss or damage to parking lot
  • Php 100,000
  • Works of Art, Paintings, And Antiques
  • loss or damage to works of art within the condominium
  • Php 50,000
  • Fixed Glass Accidental Damage
  • accidental damage to glass forming part of the condominium unit
  • Php 20,000

ADD EXTENSIONS OF COVER

Get additional benefits and increase coverage up to the maximum limit((up to three times of the standard limit).

Limits

(per unit of coverage)

  • Personal Liability
  • liability to third parties for property damage or personal injury due to an accident
  • Php 200,000
  • Special Loss Assessment
  • Insured's Share on the direct loss to the Condominium Building Elements imposed by the Condominium Association
  • Php 200,000
  • Emergency Expense, Alternative Accomodations and/or Rental Income
  • temporary alternative accommodations due to uninhabitable condo unit caused by the insured peril,
  • rental income if the insured is renting it out
  • Php 15,000
  • per month
  • (6 months)
  • Kasambahay Cover
  • personal properties of resident employees
  • bodily injury and accidental death
  •  
  • Php 20,000
  • Php 40,000
  • Family Personal Accident
  • bodily injury, accidental death, and other expenses due to accident for family members
  • Php 100,000
  • Automatic Inclusion
  • automatic cover for additional property that are not specifically excluded, that are in the condo unit
  • Existing Limit
  • Debris Removal
  • cleanup of premises after a covered loss or damage
  • Php 25,000
  • Fire Fighting Expenses
  • expenses incurred in extinguishing fire or mitigating, containing, and suppressing loss or damage by any of the insured perils
  • Php 25,000
  • Fire Brigade Charges
  • charges levied on the insured
  • Php 25,000
  • Professional Fees
  • fees of architects and engineers in the reconstruction of the damaged property
  • Php 10,000
  • Minor Alterations and Repairs
  • loss or damage to minor works at any of the insured Premises including any additions, alterations, repairs, refurbishments, and rehabilitation, and/or installation
  • Php 100,000
  • Temporary Removal
  • cover for insured properties while temporarily removed for the purpose of cleaning, renovating, or repair to any other premises within the Philippines
  • Php 10,000


Extensions of Cover

(please check and indicate no. of units, maximum of 3)

  • Public Liability
  • Special Loss Assessment
  • Emergency Expense, Alternative Accomodations and/or Rental Income
  • Family Personal Accident
  • Home Assist
  • Kasambahay Cover

For Product Related Inquiries

Want to know more? Allow us to help you find the best insurance cover for you based from your needs.