Condo Excel Plus

Live the urban life with peace of mind.
COCOGEN Condo Excel Plus insurance comes with a fully-furnished protection for residential condominium units. Build your own special coverage with our flexible insurance benefits.

CONDO UNIT AND IMPROVEMENTS

Your condominium unit is the bare space occupied by the resident.

Condominium unit improvements are the additions to your unit such as wall partitions, floor, or ceiling finish, fixed cabinets and other fixtures.

Basic Coverage:

Fire and Lightning
Extended Coverage (smoke damage, explosion, vehicular impact, falling aircraft).
Riot, Strike, Malicious Damage, and Civil Commotion
Broad Water Damage
Robbery and/or Burglary

NATURAL CATASTROPHIC PERILS

Optional coverage for additional premium.

Earthquake
Typhoon
Flood
Volcanic Eruption

OPTIONAL INCLUSION FOR OTHER PROPERTIES

Secure coverage for your additional properties and increase coverage up to the maximum limit.

Household Contents
Furniture, fixtures & fittings, clothing, computers, appliances, personal belongings, other household contents.

Groceries and Foodstuff
Food items in refrigerator, freezer, or storage.

Parking Slot
Loss or damage to parking lot.

Works of Art, Paintings, And Antiques
Loss or damage to works of art within the condominium

Fixed Glass Accidental Damage
Accidental damage to glass forming part of the condominium unit.

EXTENSIONS OF COVER

Get additional benefits and increase coverage up to the maximum limit.

Personal Liability
Liability to third parties for property damage or personal injury due to an accident.

Special Loss Assessment
Insured's share on the direct loss to the Condominium Building Elements imposed by the Condominium Association.

Emergency Expense, Alternative Accommodations and/or Rental Income
Temporary alternative accommodations due to uninhabitable condo unit caused by the insured peril,
rental income if the insured is renting it out.

Kasambahay Cover
Personal properties/bodily injury and accidental death of resident employees.

Family Personal Accident
Bodily injury, accidental death, and other expenses due to accident for family members.

Automatic Inclusion
Automatic cover for additional property that are not specifically excluded, that are in the condo unit.

Debris Removal
Cleanup of premises after a covered loss or damage.

Fire Fighting Expenses
Expenses incurred in extinguishing fire or mitigating, containing, and suppressing loss or damage by any of the insured perils.

Fire Brigade Charges
Charges levied on the insured.

Professional Fees
Fees of architects and engineers in the reconstruction of the damaged property.

Minor Alterations and Repairs
Loss or damage to minor works at any of the insured Premises including any additions, alterations, repairs, refurbishments, and rehabilitation, and/or installation.

Temporary Removal
Cover for insured properties while temporarily removed for the purpose of cleaning, renovating, or repair to any other premises within the Philippines

If you want to know more about Condo Excel Plus, visit our FAQs page.