Home Excel Plus

Get more of what's best for your home. Cocogen Home Excel Plus is what you need for your residence. It's a comprehensive replacement value coverage that will help you rebuild your home in case the unthinkable happens.

Want to know more?

We can help you find the best insurance cover for you based on your needs.

  • Your Home includes the building, as well as the structures detached from it, such as the garage, perimeter fence, guard house, gates, overhead tanks, and swimming pool.
Perils Covered
  • Fire and Lightning
  • Earthquake
  • Typhoon
  • Flood
  • Extended Cover (covers smoke damage, explosion, vehicle impact and failing aircraft)
  • Riot, Strike, and Malicious Damage
  • Broad Water Damage
  • Burglary and Robbery
The Pluses
  • Household Contents

    Your protection for loss or damage to:

    • Clothes and other personal items.
    • Furniture, appliances, electrical fixtures, and other household contents.
  • Lodging and Rental Allowance

    Your allowance for rental expenses for alternative accommodation if your home is rendered unlivable (for 6 months).

  • Personal Liability

    Your legal cover for possible lawsuits in case:

    • someone gets accidentally injured on your property
    • if your family member unintentionally breaks your neighbor's window, or damages their property in another way
  • Kasambahay Cover

    Your additional benefit for your househelp covering their:

    • clothing and other personal belongings
    • medical expenses due to accidental bodily injury (per kasambahay; up to 2 kasambahay)
Add More Limits

Increase your coverage for the following benefits up to maximum limit.

Household Contents

Lodging and Rental Allowance

Personal Liability

Optional Cover

Secure Personal Accident Insurance for you and your family for a nominal premium.

  • Your Protection for your family in case of accident sustained anywhere in the world.
    • Accidental Death & Disablement
    • Unprovoked Murder & Assault
    • Medical Expenses
    • Burial Expenses

*Principal gets 100% of the benefits, spouse gets 50%, children/parents get 25%

If you want to know more about Home Excel Plus, visit our FAQs page.