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Home Excel Plus

COCOGEN HOME EXCEL PLUS is what you need for your residence. It's a comprehensive replacement value coverage that will help you rebuild your home in case the unthinkable happens.

Plus, you'll get more than that.

Your Home includes the building, as well as the structures detached from it, such as garage, perimeter fence, guard house, gates, overhead tanks, and swimming pool. All of these are secured.

  •   Fire and Lightning
  •   Earthquake
  •   Typhoon
  •      Flood
  •   Extended Cover (covers smoke damage, explosion, vehicle impact and failing aircraft)
  •   Riot, Strike, and Malicious Damage
  •   Broad Water Damage
  •   Burglary and Robbery

THE PLUSES

Limits
  • Household Contents
  • Your protection for loss or damage to:
    • clothes, and other personal items
    • furniture, appliances, electrical fixtures, and other household contents
  • 10% of Sum
  • insured
  • Lodging and Rental Allowance
  • Your allowance for rental expenses for alternative accomodation if your home is rendered unlivable (for 6 months)
  • Php 10,000
  • per month
  • Personal Liability
  • Your legal cover for possible lawsuits in case:
    • someone gets accidentally injured on your property; or
    • if your family member unintentionally breaks your neighbor's window, or damages their property in another way
  • Php 100,000
  • Kasambahay Cover
  • Your additional benefit for your househelp covering their:
    • clothing and other personal belongings
    • medical expenses due to accidental bodily injury (per kasambahay; up to 2 kasambahay)
  •  
  •  
  •  
  • Php 5,000
  • Php 5,000

ADD MORE LIMITS

Increase your coverage up to maximum limit.

Limits
  • Lodging and Rental Allowance
  • Php 20,000/month* (6 months)
  • Php 20,000/month* (6 months)
  •  
  • Php 40,000
  • Php 40,000
  • Household Contents
  • Php 100,000*
  • Php 1M
  • Personal Liability
  • Php 100,000*
  • Php 2M

ADD MORE COVER

Secure Personal Accident Insurance for you and your family for a nominal premium.

Limits Maximum
  • Family Personal Accident
  • Php 100,000*
  • Php 1M
  • Your Protection for your family in case of accident sustained
  • anywhere in the world accident sustained anywhere in the world
    • Accidental Death & Disablement
    • Unprovoked Murder & Assault
    • Medical Expenses
    • Burial Expenses
  •  
  •  
  •  
  • Php 100,000
  • Php 100,000
  • Php 10,000
  • Php 10,000
  •  
  •  
  •  
  • Php 1M
  • Php 1M
  • Php 100,000
  • Php 100,000


  • Accidental Death & Disablement
  • Unprovoked Murder & Assault
  • Medical Expenses
  • Burial Expenses
  • 100% of Benefits
  • 50% of Benefits
  • 25% of Benefits
  • Maximum Limit of Php 500,000


*limit per unit of coverage

COCOGEN Home Excel PLUS also provides the most comprehensive benefits that secures your family and your belongings:

  •   24/7 Home Assist
  •   Kasambahay Coverage
  •   Lodging and Rental Allowance
  •   Household Contents
  •   Personal Liability

For Product Related Inquiries

Want to know more? Allow us to help you find the best insurance cover for you based from your needs.