Get more of what's best for your home. Cocogen Home Excel Plus is what you need for your residence. It's a comprehensive replacement value coverage that will help you rebuild your home in case the unthinkable happens.
- Your Home includes the building, as well as the structures detached from it, such as the garage, perimeter fence, guard house, gates, overhead tanks, and swimming pool.
- Fire and Lightning
- Extended Cover (covers smoke damage, explosion, vehicle impact and failing aircraft)
- Riot, Strike, and Malicious Damage
- Broad Water Damage
- Burglary and Robbery
- Household Contents
Your protection for loss or damage to:
- Clothes and other personal items.
- Furniture, appliances, electrical fixtures, and other household contents.
- Lodging and Rental Allowance
Your allowance for rental expenses for alternative accommodation if your home is rendered unlivable (for 6 months).
- Personal Liability
Your legal cover for possible lawsuits in case:
- someone gets accidentally injured on your property
- if your family member unintentionally breaks your neighbor's window, or damages their property in another way
- Kasambahay Cover
Your additional benefit for your househelp covering their:
- clothing and other personal belongings
- medical expenses due to accidental bodily injury (per kasambahay; up to 2 kasambahay)
Add More Limits
Increase your coverage for the following benefits up to maximum limit.
Lodging and Rental Allowance
Secure Personal Accident Insurance for you and your family for a nominal premium.
- Your Protection for your family in case of accident sustained anywhere in the world.
- Accidental Death & Disablement
- Unprovoked Murder & Assault
- Medical Expenses
- Burial Expenses
*Principal gets 100% of the benefits, spouse gets 50%, children/parents get 25%