AUTO EXCEL PLUS
Your car is an investment that needs the best protection.
Get Cocogen Auto Excel Plus motor insurance and gain access to our exclusive automotive services.
- Loss or damage to insured vehicle and its accessories/spare parts due to:
- Accident collision or overturning
- Fire, external explosion, self-ignition or lightning
- Burglary or Theft (including carnapping)
- Malicious act
- Transit by road, rail, inland waterway, lift or elevator
- Compulsory Third Party Liability (CTPL)
- Required by law for car registration to protect the insured against liability in respect of bodily injury and/or death to the third party
- Voluntary Third Party Liability (TPL)
- Pays for legal liability on bodily injury in excess of the limit set forth under CTPL Coverage
- Pays for property damage to third party arising from an accident caused by or arising out of the use of the vehicle
- Auto Personal Accident for Unnamed Driver and Passenger
- Indemnity for accidental death & disablement (AD & D) per seat up to a maximum of the authorized seating capacity on any one occurrence.
- Plus Medical Expense Reimbursement
- Pays up to 10% of the AD&D Benefit for the driver and passenger arising from an accident on any one occurrence.
- Optional Benefits (for an additional premium)
- Extended Service: Road Pal Rescue
- Cocogen Road Pal Rescue assists even during the unexpected critical moments on the road. A 24-hour road assistance to Cocogen motorcar policyholders that can definitely give you peace of mind anytime of the day and any day of the week!
- Extended Service: Gawa Agad
- Cocogen's exclusive Gawa Agad offer to our motor insurance policyholders allows selected repair shops to process their claims instead of having them go to our branches.
- Optional Benefit (Additional Premium): Acts of God
If you want to know more about Auto Excel Plus, visit our FAQs page.
- Acts of Nature Pays for loss of damage to the vehicle and its accessories due to flood, typhoon, hurricane, volcanic eruption, earthquake or other natural calamities