Your car is an investment that needs the best protection. Get Cocogen Auto Excel Plus Motor Insurance and gain access to our exclusive coverages and automotive services.
Comprehensive Car Insurance Coverages
- Own Damage and Theft
- Your coverage against physical damage to your vehicle arising from accidental collisions, overturning, falling objects, fire, and malicious acts by third parties. It also covers the loss of the entire vehicle or its parts due to carnapping, burglary, or theft.
- Acts of Nature
- Your additional protection against natural disasters such as typhoons, floods, hurricanes, volcanic eruptions, earthquakes, or other similar events that may damage your car.
- Third Party Liability
- Compulsory Third-Party
Liability (CTPL)
- Your protection for legal liability against third-party bodily injury and death as required by law, up to Php 200,000 for car registration.
- Voluntary Third-Party
Liability
- Your cover for legal liability in case of bodily injury claims exceeding the Php 200,000 CTPL coverage and for third-party property damage.
- Auto Passenger Personal
Accident
- Your cover for accidental death and disablement of unnamed driver or passenger, as well as reimbursement for medical expenses resulting from a car accident (per person up to a maximum of the authorized seating capacity of vehicle).
- Airbag and Accessories Cover
- Your benefit includes the cost of replacing and reinstalling airbags after deployment due to a sudden and accidental impact to your vehicle, as well as automatic coverage for your vehicle’s standard built-in accessories.
-
Trip Sagip
– 24/7 Roadside Assistance
- Get round-the-clock help in times of unexpected critical moments with Cocogen’s 24-hour road assistance services.
-
Gawa Agad
– Hassle-Free Repairs
- Enjoy fast claims processing and deductible-free repairs through Cocogen’s wide network of accredited motor shops nationwide.
- Road Rage Protection
- Upgrade your Auto Personal Accident coverage for injuries sustained from unprovoked physical assaults arising from unexpected road rage incidents.
- Loss of Use
- Get a transportation allowance while your car is being repaired at a Gawa Agad shop, beginning the fourth day of repairs.
- Lockout Cover
- Get reimbursed for necessary locksmith costs if you get locked out of your vehicle with your keys inside.
- Key Replacement Cover
- Replace your lost, stolen, or damaged car keys.
- Misfueling Cover
- Get reimbursed for expenses incurred in draining and cleaning the fuel tank or fixing damage caused by filling your car with the wrong fuel.
- Safe Driver Bonus
- Get a premium rebate on your next car insurance policy if you complete the coverage period without filing a claim.
- Waiver of Depreciation for
Windshield and Window Glass
- Get coverage on the full cost of windshield and window glass replacements, including back glass, side view mirrors, and sunroof, without depreciation.
- Extended Casa Repair Clause
- In the event of a claim, you may bring your car to an authorized Casa/Dealer, applicable for vehicles up to 12 years old.
- Online Shopping Protection
- Get reimbursed for financial losses on items bought online that were never delivered, ensuring you can shop with confidence.
Exclusive Benefits with Your Car Insurance
Power Up Your Car Insurance with Turbo Shield
Shift gears to superior car insurance protection! Unleash the power of added coverage without the heavy price tag – all bundled into one unbeatable price.
Get Auto Excel Plus Insurance
If you want to know more about
Auto Excel Plus, visit our FAQs page.
