Declaration and
Consent
I hereby apply for insurance as set out in the above application form and
declare, to the
best of my
knowledge and belief, that the foregoing statements and particulars are true and complete. I
hereby agree to
notify Cocogen of any material change in the information as stated above.
I hereby certify that I voluntarily and expressly consent to the collection,
processing,
sharing, storing
of my personal and/or sensitive information by Cocogen for the purpose/s necessary in
processing my
insurance policy and in any related transactions and/or in other purposes as stated in the
Data Privacy
Statement of Cocogen or in www.cocogen.com/data-privacy. I hereby certify that I carefully
understood the
terms above before giving my consent.
Privacy Policy
We, Cocogen, upholds an individual’s data privacy rights and assures that all
your personal information,
sensitive personal information and privileged information (collectively, “Personal Data”),
collected and to
be collected, are processed in compliance to the Data Privacy Act of 2012 (RA No. 10173 and
its Implementing
Rules and Regulations (IRR).
This Privacy Policy provides information on how we collect, use, manage and
secure your personal
information necessary to serve you better. Any information you provide to us indicates your
express consent
to the content of our Privacy Policy.
Collection of
Personal Data: We collect the
following personal data from you when you apply for our insurance products and services
such as your:
- Name, birth date, place of birth, sex, nationality;
- Address (permanent and present addresses);
- Contract number or information (email address, telephone number and mobile number);
- PhilID or Government ID information (Passport, SSS or GSIS ID, driver’s license, postal
ID); and
- Source of funds or property and occupation.
When you provide information other than yours, you undertake that you properly
obtained their
consent. You
also certify that all personal data you submit is accurate, complete and up-to-date.
We may collect this information when you submit your application personally or
through our
distribution
partners, insurance agents and brokers or when you call us, visit our websites and social
media
advertisements, submit to us as part your application and claims requirements; and,
information that we
gather from third-parties such as but not limited to subsidiaries, reinsurers, business
partners.
Use: The collected personal data shall be used to process your
transactions
(e.g.
insurance quotations and applications, policy issuance, claims servicing, premium payments);
communicate and
respond to your request; send your statements billings and notices for your insurance
coverage; serve as a
reference for promotional information regarding our products; conduct surveys and inform
through phone,
mail, email, SMS or other communication facility in order to help us take better care of
your insurance
needs and allow us improve our products and services for you; comply with the directives
issued by
regulatory bodies; assist the Company in risk management, identity and claim verification
and prevent and
detect fraud; and, perform any other actions as may be necessary to implement the terms and
conditions of
our contract.
We may disclose and share your personal data to the following:
- Our employee handling your account and requests;
- Our subsidiaries, affiliates and third-party service providers performing
financial,administrative
technical and other ancillary services;
- Banks for bancassurance transactions, reinsurance partners and professional advisers
performing due
diligence checks;
- Marketing intermediaries, agents, brokers and distributors;
- Government institution and other competent authorities which by law, rules or
regulations requires us to
disclose.
- Claim investigation companies, loss adjusters, assessors/claims investigators,
suppliers, repairers;
- Person or entity that we contractually entered with that ensures the confidentiality
standard we
implement and adhere to the DPA.
- Any person that fall within matters of public concern, in order to carry out functions
of public
authority only to the extent of collection and further processing consistent with a
constitutionally or
statutorily mandated function pertaining to law enforcement, taxation and other
regulatory function.
Thus, as a rule, Cocogen is not allowed to share your personal data to third
party. However,
by giving your
consent, you authorize Cocogen to disclose your personal data to the aforementioned
individuals and entities
that is necessary for the proper execution of processes related to the declared purposes in
this Privacy
Policy and Consent and may not use it for any other purpose.
Protection Measures :
To maintain
the integrity
and confidentiality of your personal data, we have implemented measures to secure and
protect it from theft,
loss, penetration or breach. We put in place organizational, physical and technical security
measures
necessary to protect your personal information. We will retain your personal data for as
long as necessary
to fulfill the purposes of your transactions with the Company, unless a longer period is
allowed or required
by law. After which physical records shall be disposed of through shredding while digital
files shall be
anonymized.
Contact Us : To
exercise your rights
under the DPA
which include right to erase, block, modify and object to processing your personal data or
should you have
any inquiries or concerns on this Privacy Policy and Consent and/or complaints, you may
contact our Data
Protection Officer at:
Cocogen Data Protection Officer
Address: 22F One Corporate Center,
Doña Julia Vargas Avenue corner
Meralco Avenue, Ortigas Center, Pasig City
E-mail: dpo@cocogen.com
Kindly browse through our Privacy Policy at www.cocogen.com to know more on how we
protect your personal data.
Data Privacy Consent
I hereby certify that I explicitly and unambiguously consent to the
collection, processing,
sharing,
storing of my/our personal data by Cocogen for the purposes/s described in this Privacy
Policy. I hereby
certify that I carefully understood and comprehend the terms above before giving our
consent. I further
acknowledge that I have acquired the consent from all parties relevant to this consent
and
hold free and
harmless Cocogen from any complaint, suit or damages which any party may file or claim
in
relation to my
consent.
Important: Section 251 of the Insurance Code, as amended, imposes a
fine not
exceeding twice the
amount claimed and/or imprisonment of 2 years, or both, at the discretion of the
court,
to any person who
presents or causes to be presented any fraudulent claim for the payment of a loss
under
a contract of
insurance, and who fraudulently prepares, makes or subscribes any writing with
intent to
present or use
the same, or to allow it to be presented in support of any claim.
