Personal Accident

Accidents happen anytime and may cost you big amount of money to defray expenses. Take care of your well-being and your loved ones.

Cocogen Personal Accident Insurance provides financial benefits to the insured or his/her beneficiaries in case of bodily injury, disablement or death due to an accident.

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We can help you find the best insurance cover for you based on your needs.

Standard Coverage:
  • Accidental Death

    Pays the insured’s beneficiary/ies the full amount of insurance in case of death due to an accident.

  • Accidental Disablement

    Pays the insured the amount equivalent to the bodily injury sustained that causes permanent disablement.

Optional Coverage
  • Accidental Medical Reimbursement

    Pays the medical expenses incurred by the insured due to the injuries sustained from the accident.

  • Unprovoked Murder and Assault

    Pays the insured the monetary benefit for accidental disablement and medical expenses and pays the beneficiaries the full amount of insurance in case of insured’s death due to unprovoked murder and assault.

  • Motorcycling

    Pays the insured the monetary benefit for accidental disablement and medical expenses and pays the beneficiaries the full amount of insurance in case of insured’s death due to motorcycling.

  • Accidental Burial Benefit

    Provides financial assistance to the beneficiaries to pay for burial expenses in case of the insured’s death.

COVID-19 Vaccination Coverage - NEW
  • COVID-19 Vaccine Cash Assistance (Optional)*

    Pays the insured or its beneficiary the cash assistance for cases caused by COVID-19 vaccination:

    • Death
    • Permanent Disablement
    • Daily Hospital Allowance

*This will affect the amount of your premium

If you want to know more about Personal Accident Insurance, visit our FAQs page.