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Personal Accident Insurance

Accidents happen anytime and may cost you big amount of money to defray expenses. Take care of your well-being and your loved ones.

COCOGEN Personal Accident Insurance provides financial benefits to the insured or his/her beneficiaries in case of bodily injury, disablement or death due to an accident.

Standard Coverage:

  • Accidental Death
  • Pays the insured’s beneficiary/ies the full amount of insurance in case of death due to an accident.
  • Accidental Disablement
  • Pays the insured the amount equivalent to the bodily injury sustained that causes permanent disablement.

Optional Coverage

  • Accidental Medical Reimbursement
  • Pays the medical expenses incurred by the insured due to the injuries sustained from the accident.
  • Unprovoked Murder and Assault
  • Pays the insured the monetary benefit for accidental disablement and medical expenses and pays the beneficiaries the full amount of insurance in case of insured’s death due to unprovoked murder and assault.
  • Motorcycling
  • Pays the insured the monetary benefit for accidental disablement and medical expenses and pays the beneficiaries the full amount of insurance in case of insured’s death due to motorcycling.
  • Accidental Burial Benefit
  • Provides financial assistance to the beneficiaries to pay for burial expenses in case of the insured’s death.

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