Cocogen STARS (Share & Thrive as Advocates for Rewards & Savings) is a rewards program exclusively for Cocogen policyholders. The program consists of different reward categories including the Customer Referral Promo. By sharing your unique referral code or link, you can invite others to purchase Auto Excel Plus insurance through our e‑Commerce platform. For every successful referral, you earn rewards, and your referee gets a discount. It’s a simple way to share protection and enjoy exclusive benefits.
All active Cocogen retail policyholders, including Cocogen employees.
Agents and producers are not eligible.
Self-referrals are not allowed.
Referral Program is applicable to Auto Excel Plus only
Log in or sign up at the Cocogen e‑Policy Hub.
Go to the ‘Referral’ tab to get your unique referral code or link.
Share your code or link with friends, family, or colleagues.
Referees must purchase Auto Excel Plus via the Cocogen e-Commerce platform:
Using your referral link (auto-applies the 5% discount) or
Manually entering your referral code at checkout.
Referees get 5% off, and you earn 10% of their gross premium.
Only new Auto Excel Plus policies are eligible.
Referrals must be tracked via the correct referral code or link.
All active Cocogen View your referrals and earnings in your ‘Referrer Dashboard’.
Incentives are credited to your registered e-wallet or bank account .
Payouts are processed within 7 working days after each month-end .
Referrals from the 28th–end of month will be paid out the next month.
Promo period will begin on August 11, 2025 until December 31, 2025.
Agents and Producers are not eligible to join the program.
No referral code, no reward. Make sure your referees use your link or code.
Only new Auto Excel Plus (Starting August 11, 2025 until December 31, 2025) purchases are eligible.
Self-referrals are not allowed.
