Protect the student even after hours. Cocogen Student Excel Plus insurance provides financial protection for death or accidental injuries sustained anywhere in the world, 24 hours a day for one year.It provides security and peace of mind not only to parents but also to school owners.
Protection Features
- Accidental Death
Pays the insured student's beneficiary the principal amount covered for death occurring within one year from the date of accident and resulting from injuries sustained
- Permanent Total Disablement
Pays you the principal amount covered:
- For the loss of two or more limbs or both eyes.
- For permanent total disablement from gainful employment of any kind, other than dismemberment, provided such disability has continued for a period of 52 weeks and is total, continuous or permanent at the end of this period.
- Permanent Partial Disablement
pays you a percentage of the principal amount covered for permanent loss of use of body parts, according to the following schedule:
Loss of limb or 1 eye
70%
Loss of hearing
- both ears
- one ear
75%
35%
Loss of speech
50%
Loss of thumb
30%
Loss of index finger
15%
Loss of middle finger
10%
Loss of ring/little finger
5%
Loss of big toe
10%
Loss of each other toe
2%
- Double Death Benefit
In the event of a fatal accident within school premises.
- Accidental Medical Expense
Reimburses the actual cost, up to the amount selected for medical or surgical treatment, including trained nurses and hospitalization, incurred within 52 weeks from the date of accident and resulting from injuries sustained.
- Burial Benefit
In case of fatal accident or murder and assault pays for all actual funeral expenses incurred up to Php 5,000.
- Cash Assistance
Your protection for any bodily injury whilst riding a Motorcycle or any two-wheeled vehicle.
- Cash Allowance
Cash allowance per day of confinement pays the selected amount, up to maximum of 25 days, to defray for incidental expenses while the insured person was hospitalized due to accident.
- Third Party Liability
The school shall be covered for property damage to third party up to Php 50,000. Deductible for Third Party Damage - 5% each and every loss; minimum of Php 5,000.
| Plan |
AD & D or |
Double |
Medical |
Burial |
Cash |
Cash |
Third Party |
Annual |
|---|---|---|---|---|---|---|---|---|
| I | Php 20,000 | Php 40,000 | Php 2,000 | Php 5,000 | Php 1,000 | Php 75 | Php 50,000 | 30 |
| II | Php 25,000 | Php 50,000 | 2,500 | Php 5,000 | Php 1,250 | Php 100 | Php 50,000 | 33 |
| III | Php 30,000 | Php 60,000 | Php 3,000 | Php 5,000 | Php 1,500 | Php 100 | Php 50,000 | 35 |
| IV | Php 35,000 | Php 70,000 | Php 3,500 | Php 5,000 | Php 1,750 | Php 125 | Php 50,000 | 40 |
| V | Php 40,000 | Php 80,000 | Php 4,000 | Php 5,000 | Php 2,000 | Php 125 | Php 50,000 | 43 |
| VI | Php 45,000 | Php 90,000 | Php 4,500 | Php 5,000 | Php 2,250 | Php 150 | Php 50,000 | 46 |
| VII | Php 50,000 | 100,000 | Php 5,000 | Php 5,000 | Php 3,000 | Php 150 | Php 50,000 | 48 |
If you want to know more about Student Excel Plus, visit our FAQs page.
