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For some Filipinos, a European escapade – wandering through its cobbled streets and picturesque landscapes – is the ultimate travel goal. But experiencing Europe goes beyond the romanticized postcards. If you're planning a trip to Europe soon, one of the most important steps is knowing when to apply for your Schengen visa, especially if you’re applying from the Philippines. Whether you’re dreaming of strolling through vibrant barrios in Spain or seeing the Northern Lights in Iceland, scheduling your application right can save you a lot of stress and help you explore Europe at the perfect time. 

Unlike other types of visas, a Schengen visa gives you access to 29 member countries in the Schengen area. For Filipino applicants, it could be more complicated, so it requires more planning, especially when embassy or agency appointment slots (such as VSF Global and BLS International) are limited. Delays during peak travel seasons or lacking documents can also push back your travel plans. That's why applying at the right time is just as important as having the right documents. 

When Should Filipinos Apply for a Schengen Visa? 

Filipinos can apply for a Schengen visa up to 6 months before their intended travel date (or 9 months for seafarers). However, the best time to apply is 2 to 3 months before your trip. 

Example: If your travel date is in December, try applying in September or early October. 

This timeline gives you enough room to: 

• Secure a visa appointment 
• Prepare and complete all requirements 
• Allow for embassy processing time 
• Update documents like bank statements, if needed 

Book Early to Avoid Peak Seasons 

Embassy appointments for a Schengen visa application can be hard to book during: 

• Summer (March-June) 
• Holy Week 
• Christmas and New Year holidays 

These periods often experience a spike in applications from the Philippines. To avoid delays or limited slot availability, it’s best to book your appointment and prepare your requirements ahead of time. 

Prepare Your Documents in Advance 

Filipino applicants typically need to submit the following: 

• Valid passport 
• Filled-out visa application form 
• Proof of accommodation and travel itinerary 
• Financial and employment documents 
• Travel insurance 

Travel insurance is a mandatory requirement for Schengen visa applications. It must cover the full duration of your stay and include medical emergencies, hospitalization, and repatriation with a minimum medical expense limit of USD 50,000 or EUR 30,000 

Good thing Cocogen’s Travel Excel Plus meets all the requirements as an accredited travel insurance provider for Schengen countries. It’s more than just visa-compliant travel insurance. It’s tailored for Filipino travelers, with embassy-ready documentation and broad international coverage. Unlike many basic plans, Travel Excel Plus offers different packages to suit your preferred limit of coverage plus the travel assistance services that may be accessed 24/7 anywhere in the world. Travel Excel Plus also offers optional cruise protection and COVID-19 coverage, giving you flexible, reliable protection that meets Schengen requirements and goes beyond the basics. 

Explore Travel Excel Plus today. 

Account for Processing Time 

Application does not end after submitting your documents. You have to consider the time for processing your visa. Normal duration usually takes around 15 working days although in case of high volume of applications especially during peak season, you might experience delays that might take up to 30 to 45 days. Also, additional documents may be requested by the embassy. 

It’s always safer to apply early and avoid relying on rush processing options. 

Plan Ahead, Travel Confidently 

A well-timed application increases your chances of getting approved without stress. And when it comes to insurance, choosing a plan that meets Schengen requirements is a must. Cocogen Travel Excel Plus offers travel protection that fits what embassies require, plus added peace of mind for you. 

Get a quote for Cocogen Travel Excel Plus today! 

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The views expressed are those of the author and do not necessarily reflect the views of Cocogen Insurance, Inc.